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Tennessee · Preparedness Guide

Ready for what Tennessee actually throws at you.

Tornadoes in Middle Tennessee, ice storms in the highlands, flooding along every river in the state, and a safety net that runs out fast.

About this guide

Built for Tennessee. Not everywhere.

Tennessee stretches from the Mississippi River bottoms in the west to the Appalachian peaks in the east — and each region has a different risk profile. West Tennessee (Memphis area) faces tornadoes, flooding, and sits directly over the New Madrid Seismic Zone — one of the most significant earthquake threats in the continental US. Middle Tennessee (Nashville) sees severe tornado outbreaks and flash flooding. East Tennessee gets winter ice events, mountain flooding, and felt the impact of Hurricane Helene (2024) through the Tri-Cities area. No matter where you live in TN, you are in a hazard zone.

Local self-reliance starts with knowing your place.

Quick facts

Top hazards: Tornadoes, Flooding, Winter Ice Storms

TN has not expanded Medicaid — eligibility is more limited for adults without dependents

USDA hardiness zones: 5b (mountains) to 7b (Memphis / West TN)

Unemployment: up to $325/week for 12 weeks

Free or low-cost soil testing available through the state extension service

Seven topics, one state

What this guide covers.

Each section focuses on one question. Find what you need without wading through what you don't.

Get specific

Make it personal to your county.

Enter your ZIP code to see real-time weather alerts, drought conditions, FEMA disaster declarations, and county-level resources.

Next steps

Where do you want to go next?

Know your risks

See what's actually likely where you live.

Flood zones, hazard maps, and the TN risks that apply to your county.

Local Risk Readiness

Build the basics

Start with three days of self-reliance.

The universal first step — before you personalize, get the 72-hour foundation in place.

First 72 Hours